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Legal

Terms & Conditions

The rules and guidelines for using the HousingSaga platform.

Terms & Conditions — Housing Saga

Effective Date: 2026-03-17

1. Introduction

Welcome to Housing Saga. By accessing our website or using our services, you agree to comply with these Terms & Conditions. If you do not agree, please do not use our services.

2. Services

Housing Saga provides:

  • International real estate advisory
  • Greece Golden Visa assistance
  • Property sourcing and investment consultation
  • Coordination with legal and local partners

We act as a facilitator and consultant, not the final authority for visa approvals.

3. Eligibility

By using our services, you confirm:

  • You are at least 18 years old
  • You can legally enter into contracts
  • You will provide accurate and complete information

4. No Guarantee of Visa Approval

Housing Saga assists with documentation and process coordination; however:

  • Final approval is subject to Greek government authorities
  • We do not guarantee visa approval outcomes

5. Payments & Fees

  • All service fees will be communicated in advance
  • Payments made to third parties (legal, government, developers) are separate
  • Fees once paid may be non-refundable, unless stated otherwise

6. Client जिम्मेदारी (Responsibility)

Clients must:

  • Provide genuine and accurate documents
  • Comply with legal and regulatory requirements
  • Respond in a timely manner during the process

Housing Saga is not responsible for delays caused by incomplete or incorrect information.

7. Third-Party Services

We work with:

  • Real estate developers
  • Legal advisors
  • Government bodies

We are not liable for the actions, delays, or services of third parties.

8. Intellectual Property

All content on our website (text, design, branding) is owned by Housing Saga and cannot be copied or reused without permission.

9. Limitation of Liability

Housing Saga shall not be liable for:

  • Investment losses
  • Visa rejections
  • Delays due to government processes
  • Market fluctuations

10. Governing Law

These Terms shall be governed by the laws of India. Any disputes shall fall under the jurisdiction of New Delhi courts.

11. Changes to Terms

We may update these Terms at any time. Continued use of services implies acceptance of updated terms.

Refund Policy

Housing Saga

1. Service Fees

  • Consultation and advisory fees are generally non-refundable
  • Refunds (if applicable) will be clearly defined in the service agreement

2. Third-Party Payments

  • Payments made to developers, legal partners, or government bodies are non-refundable
  • These are governed by respective third-party policies

3. Refund Eligibility

Refunds may be considered only if:

  • Service was not initiated
  • Duplicate payment was made
  • Explicitly agreed in writing

4. Processing Time

Approved refunds (if any) will be processed within 7–15 business days.

5. Cancellation

Clients must submit cancellation requests via email. Approval is subject to review.

GDPR & Data Protection Addendum (For EU Compliance)

1. Lawful Basis for Processing

We process data based on:

  • User consent
  • Contractual necessity
  • Legal obligations

2. Data Subject Rights (EU Clients)

You have the right to:

  • Access your data
  • Rectify incorrect data
  • Request erasure (“Right to be Forgotten”)
  • Restrict or object to processing
  • Data portability

3. Cross-Border Data Transfer

Your data may be transferred between:

  • India
  • Greece
  • Other jurisdictions involved in service delivery

We ensure appropriate safeguards are in place.

4. Data Protection Contact

For GDPR-related requests, please contact us at support@example.com.